Business Information Analyst - Credit Risk Analytics

Hancock Whitney Bank - Baton Rouge, LA

Full-time

Baton Rouge, LA

Credit Intermediation and Related Activities

About the position

The Business Information Analyst - Credit Risk Analytics role involves partnering with business segments to provide actionable insights based on various customer and market trends. The analyst will support the creation and distribution of business intelligence reporting, recommend process improvements, and participate in informational projects to address business issues. This position requires a strong analytical background and the ability to translate complex data into strategic recommendations for leadership.

Responsibilities

• Consults regularly with assigned line of businesses to understand their strategic plan, goals, and business issues.
• Consults with management team to identify and define strategic business issues/requirements for analysis.
• Translates business issues into analyses and designs appropriate systems extracts, files, and reports to address the business issues.
• Writes and presents recommendations based on analysis, providing insight, knowledge, and understanding of business, products, markets, and industry.
• Acts as subject matter expert on customer data & integrations.
• Works with a cross-functional marketing team to develop and execute a strategic marketing plan for the line of business and ensures value proposition relevancy and effectiveness.
• Works with various information sources to develop appropriate strategic recommendations to leadership, including customer analysis, market analysis, competitive analysis, financial reports, product trend reports, and industry reports.
• Continuously works towards improving the quality and relevance of information resources.
• Collaborates with Business Intelligence Analysts to design reporting, analyses, and lists that are aligned with the strategy and goals of the lines of business.
• Presents recommendations, analysis, reporting, and research findings to internal audiences by synthesizing complex data and concepts into easy to comprehend, comprehensive, and cohesive presentations.
• Researches any trends, either positive or negative, in the loan and deposit portfolios, and researches the reason and implications of such changes(s).
• Assists in design of the business rules and strategy for Client and Relationship Management hub under the Informational approach.
• Provides information and analysis that guides strategic thinking and supports decision making.
• Provides business need validation in business intelligence development and release cycle, with intake and priority review, and communicates to business and end-user community.
• Works with data management team to identify and document data gaps necessary for information requests and enhancements, and assists in validation once delivered.

Requirements

• Bachelor's degree in Business, Finance, Mathematics, Statistics, Marketing or related field; master's degree preferred.
• At least 4 years of experience with detailed knowledge of the banking/financial services industry.
• Experience in bank reporting and profitability systems.
• Understanding of banking, financial services, and/or investment industry.
• Advanced understanding of financial reporting and analytics.
• Understanding of reporting tools and platforms.
• Strong analytical and database skills.
• Ability to work independently, problem solve, and meet deadlines.
• Ability to work with mathematical concepts such as probability and statistical inference.
• Ability to understand complex financial statistics and reports.
• Advanced proficiency in Microsoft Office products including Word, Excel, Access, PowerPoint, and SharePoint.