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Rio Grande Credit Union - Albuquerque, NM

posted 2 months ago

Full-time - Entry Level
Albuquerque, NM
Credit Intermediation and Related Activities

About the position

The Member Resource Center Representative is responsible for delivering high-quality member service primarily through telephone interactions. This role involves processing member transactions, providing information about products and services, and assisting with various member-related requests. The representative must maintain service levels and adhere to credit union policies while effectively communicating with members and staff.

Responsibilities

  • Provide excellent member service at all times to the members and staff.
  • Enter member transactions into the system to record transactions.
  • Provide deposit, loan rate, and service information.
  • Educate, refer, and sell products and services by explaining features and benefits, as appropriate.
  • Follow account comments, alerts, and notes.
  • Assist members with routine-related requests including balances, check clearings, deposit postings, and statement information.
  • Process transactions, including funds transferred between accounts and loan payments.
  • Process and explain procedures on member accounts, including stop payments, address changes, and line of credit advances.
  • Provide membership information, field of membership qualification, and new account initiation.
  • Provide information on new and ongoing promotions.
  • Initiate auto transfer requests and verify incoming member deposits.
  • Communicate loan payoff requests to the payoff group.
  • Maintain high service levels and low call abandon rates.
  • Transfer incoming calls to appropriate individual employee or department.
  • Keep abreast of all credit union product and procedure changes.
  • Adhere to Credit Union policies and procedures as they relate to job functions and the employee handbook.
  • Assist in any other area as directed by the Member Resource Center Manager, Member Resource Center II, VP of Marketing and Member Service, and President/CEO.
  • Accurately identify all members using RGCU approved Verification Repgen.
  • Accurately perform OFAC during transactions such as initiating wires.
  • Ensure that all accounts, loans, and transactions are reviewed for the appropriate red flags and report suspicious activity to the Risk Management department.

Requirements

  • 6 months to 2 years of related experience.
  • 2-year degree or completion of a specialized course of study OR 2 years of related experience.
  • Ability to read and comprehend simple instructions, short correspondence, and memos.
  • Ability to write simple correspondence and effectively present information in one-on-one and small group situations.
  • Knowledge of Symitar's, Microsoft Excel, and Microsoft Word.

Nice-to-haves

  • Bilingual skills preferred.

Benefits

  • Competitive hourly wage starting at $15.67 per hour.
  • Full-time employment with potential for career advancement.
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