Capital Markets Manager, Investor & Transaction Development

Sofi - New York, NY

Full-time - Senior

Remote - New York, NY

Construction of Buildings

About the position

The Capital Markets Manager at SoFi will enhance performance data reporting, collaborate with various teams for loan portfolio analysis, oversee warehouse transactions, negotiate financing terms, and review financial documentation for compliance. This senior-level role requires strong analytical skills and the ability to provide strategic support to stakeholders, contributing to the company's mission of helping people achieve financial independence.

Responsibilities

• Collaborate with Risk and Credit teams to analyze and forecast key loan portfolio performance metrics, such as delinquency rates, default rates, prepayment trends and recovery rates.
• Develop a deep understanding of key performance indicators and product performance trends and forecasts.
• Build compelling analysis and decks to tell a clear story around performance trends and align stakeholders on results and expectations.
• Lead the renewal process for all warehouse facilities, ensuring timely extensions or modifications to avoid disruptions.
• Partner with Treasury to forecast utilization and manage liquidity needs effectively across multiple financing facilities.
• Engage with lenders and legal teams in advance of maturity dates to negotiate terms and secure favorable outcomes.
• In partnership with counsel and the deal execution team, review warehouse financing transaction documents and ensure alignment on transactional terms.
• Review monthly servicer reports for accuracy, ensuring the completeness of all key metrics required by lenders.
• Collaborate and provide strategic support to internal stakeholders such as credit, legal, engineering, product, treasury, accounting, servicing and finance.
• Provide ad hoc support relating to whole loan sales, asset backed securitizations, new products, securities financing, unsecured lines of credit, and any other future financing initiatives.

Requirements

• 8+ years of relevant experience in capital markets and warehouse execution.
• BS/BA in business, finance, accounting, economics, or a similar technical field.
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives.
• Strong verbal and written communication as well as technical and organizational skills.
• Strong analytical skills with attention to detail.
• Ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms.
• High level of proficiency with Microsoft Office and Google suites, particularly in Excel, PowerPoint, and G-Sheets.
• Previous experience with lending or consumer credit products such as mortgages, student loans, credit cards, and personal loans is a plus.
• Previous experience with asset-backed securitization data sets such as Bloomberg, Intex, DV01, etc. is a plus.

Nice-to-haves

• Experience with lending or consumer credit products such as mortgages, student loans, credit cards, and personal loans.
• Experience with asset-backed securitization data sets such as Bloomberg, Intex, DV01, etc.

Benefits

• Comprehensive and competitive benefits package including health insurance, retirement plans, and paid time off.