JPMorgan Chase

posted 4 months ago

Full-time - Entry Level
Credit Intermediation and Related Activities

About the position

Join the Fraud Client Experience team at JPMorgan Chase & Co., where you will play a crucial role in assisting customers in navigating the complexities of fraud recovery. As a Fraud Recovery Analyst, you will be an integral part of the Fraud Prevention and Recoveries Program, working diligently to facilitate effective communication and information exchange among clients, the Relationship Team, and the Fraud Investigations Team. Your primary goal will be to minimize client losses while maximizing recovery opportunities, all while striving to reduce the bank's overall losses. In this position, you will manage the daily validation of client transactions and oversee the workflow of various fraud prevention initiatives. This includes making outbound calls to clients and internal partners to validate payments and identify lookalike domains that may pose a risk. You will also handle inbound calls for Wire/ACH held payment confirmations and address any red flags that arise. Educating clients on payment validation best practices and the tactics employed by fraudsters will be a key aspect of your role. Your responsibilities will extend to authenticating, validating, and processing Check Fraud and ACH/WIRE claims, tracing monetary funds through Bank of First Deposit (BOFD) contacts, and providing timely updates to clients and internal partners until the resolution of each claim. You will utilize a variety of systems, including Outlook, Navigator, Customer Assist, LAW, ESDS, eServe, Remit One Admin, CCA, Deal Manager, JPM Access, Chase Connect, and Mainframe, to ensure that payment cutoffs and service levels are consistently met. In cases of confirmed fraud payments, you will be responsible for escalating these incidents promptly and following established procedures to secure client profiles, while also notifying the relationship and management teams. Additionally, you will support the development and maintenance of policies, procedures, and training materials, perform open-source research to identify patterns and trends in transaction data, and draw conclusions that will inform your work.

Responsibilities

  • Manage the day-to-day validation of client transactions and workflow of fraud prevention initiatives.
  • Make outbound calls to clients and internal partners to validate payments and/or lookalike domains.
  • Handle inbound calls for Wire/ACH held payment confirmation or red flags.
  • Provide education on payment validation best practices and lookalike domains.
  • Authenticate, validate, and process Check Fraud and ACH/WIRE claims, tracing monetary funds through BOFD contacts.
  • Communicate with clients and internal partners to provide standard updates through resolution of claims.
  • Utilize various systems including Outlook, Navigator, Customer Assist, LAW, ESDS, eServe, Remit One Admin, CCA, Deal Manager, JPM Access, Chase Connect, and Mainframe.
  • Prioritize to ensure payment cutoffs and service levels are met.
  • Immediately escalate confirmed fraud payments and follow procedures to secure client profiles.
  • Support the development and maintenance of policies, procedures, and training materials.
  • Perform open-source research and draw conclusions.
  • Identify patterns/trends in transaction data.

Requirements

  • Knowledge of Wires, ACH, SWIFT & international payment conventions/practices.
  • Proactive approach to problem solving, taking ownership of issues, and determination to follow through.
  • Creative problem-solving techniques to solve business issues.
  • Excellent time management, organizational, written & oral communication skills.
  • Ability to utilize critical thinking and problem-solving skills to accurately assess & resolve investigation cases.
  • Ability to work in a fast-paced environment and adaptability to change.
  • Flexibility to support adjustments to work schedule; shifts between 8:00 AM - 5:00 PM ET.
  • Ability to multitask while working under minimal supervision.
  • Exhibits ability to work effectively in a team environment.

Nice-to-haves

  • Strong working knowledge of various aspects of and/or Investigations/Fraud Investigations.

Benefits

  • Comprehensive health care coverage
  • On-site health and wellness centers
  • Retirement savings plan
  • Backup childcare
  • Tuition reimbursement
  • Mental health support
  • Financial coaching
  • Discretionary incentive compensation based on performance and contributions.
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