College Grads Wanted - Financial Underwriter

$55,000 - $55,000/Yr

United Wholesale Mortgage - Pontiac, MI

Full-time - Entry Level

Pontiac, MI

Credit Intermediation and Related Activities

About the position

United Wholesale Mortgage (UWM) is seeking motivated and ambitious college graduates for the position of Financial Underwriter. This role is designed for individuals who are eager to embark on an accelerated career path in the financial services sector. As the leading mortgage lender in America, UWM is committed to investing in its employees, offering a comprehensive compensation package that includes a starting salary of $55,000, along with forgivable loan incentives and stock options. The position requires full-time, on-site attendance in Pontiac, MI, and does not provide immigration sponsorship, so candidates must be legally authorized to work in the U.S. without requiring sponsorship now or in the future. In this role, you will be responsible for providing elite service to both internal and external clients, managing multiple priorities while building rapport with clients. You will collect, review, and examine applicants' financial histories and records, perform risk assessment reports, and analyze clients' financial statements to identify effective alternatives to their applications. Making loan approval decisions is a critical part of your responsibilities, as is maintaining knowledge of and adhering to investor guidelines, state and federal underwriting lending policies, and the required documentation. You will also need to keep up with changes and adaptations in the industry and communicate with clients regarding loan conditions and statuses via phone or video message. This position is an excellent opportunity for recent graduates who possess a bachelor's degree and have strong written and verbal communication skills. The ideal candidate will demonstrate complex rationale and problem-solving skills, a willingness to learn and be coached, adaptability to a fast-changing industry, and a self-motivated attitude with a strong work ethic. UWM is dedicated to fostering a diverse and inclusive workplace, providing equal opportunities to all qualified individuals regardless of their background.

Responsibilities

• Provide elite service to internal and external clients
• Manage multiple priorities while building rapport with clients
• Collect, review and examine an applicant's financial history and records
• Perform risk assessment reports
• Analyze client's financial statements and identify effective alternatives to application
• Make loan approval decisions
• Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
• Keep up with changes and adaptations as they occur
• Communicate with clients on loan conditions and statuses via phone or video message

Requirements

• Bachelor's degree, graduating or within last 12 months
• Excellent written and verbal communication skills
• Complex rationale and problem-solving skills
• Willingness to learn and be coached
• Adaptable to a flexible, fast-changing industry
• Self-motivated with a strong work ethic

Benefits

• Paid time off (PTO)
• Medical, dental and vision insurance
• Disability and life insurance
• 401(k) with employer match
• Paid training and career development
• Paid holidays
• Referral bonuses
• Flexible start time
• Maternity and paternity leave