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The National Bank Of Indianapolis - Indianapolis, IN
posted 2 months ago
About the position
The Commercial Banker is responsible for developing new and maintaining existing commercial loan business relationships. This role involves administering a portfolio of commercial loans, determining the creditworthiness of borrowers, monitoring loan performance, and preparing loans for presentation. The Commercial Banker also promotes the Bank's image in the community to meet or exceed commercial loan quality, profitability, growth, and service objectives, while providing high-quality service to customers.
Responsibilities
- Develop new commercial loan business relationships by calling on potential customers to promote the Bank's products and services.
- Administer a portfolio of commercial loans by preparing loans that meet credit quality, profitability, growth, and service requirements.
- Determine the creditworthiness of borrowers by analyzing their financial condition and ability to repay the loan.
- Monitor loan performance by maintaining contact with borrowers and resolving problems as they arise.
- Prepare commercial loans for presentation in compliance with bank regulations and present loans above the lending limit to the loan committee.
- Ensure that loans are properly documented in accordance with approval terms.
- Review individual loans to test the accuracy of the risk rating and adjust as needed.
- Work with Treasury Management and other areas of the Bank to cross-sell and service other Bank products.
- Promote the Bank's image in the community by participating in community activities and coordinating development efforts.
- Cultivate relationships with clients and prospects through regular contact and events.
- Comply with all banking regulations and Bank policies.
Requirements
- Experience in commercial banking or a related field.
- Strong analytical skills to assess creditworthiness and financial conditions of borrowers.
- Excellent communication and interpersonal skills for client relationship management.
- Ability to work independently and manage a diversified workload.
- Knowledge of banking regulations and compliance requirements.
Nice-to-haves
- Previous experience in loan administration or portfolio management.
- Familiarity with Treasury Management services.
- Experience in community engagement and development activities.
Benefits
- Employee assistance program
- Health insurance
- Health savings account
- Paid time off
- Tuition reimbursement
- Volunteer time off
- Wellness program
