Commercial Banking Portfolio Coordinator - Financial Spreading

Wells Fargo - San Antonio, TX

Full-time - Entry Level

San Antonio, TX

Credit Intermediation and Related Activities

About the position

Wells Fargo is seeking a Commercial Banking Portfolio Coordinator as part of the Commercial Banking Operations division. This role is crucial in ensuring that our customers receive the best service possible by managing and analyzing financial statements using prescribed financial analysis software. The successful candidate will be responsible for reviewing credit information of loans for various companies and industries, which includes a thorough understanding of accounting principles as reflected in financial statements. This position requires responding to customer inquiries, generating status reports for management or bankers, and reaching out to available sources of information to ensure comprehensive credit evaluations. In this role, you will perform moderately complex credit investigations on companies and industries, ensuring that credit files are current and compliant with established guidelines. You will receive direction from the Commercial Banking Portfolio Management supervisor and will be expected to escalate any noncompliant issues promptly. Interaction with the immediate team and the broader Commercial Banking Portfolio Management functional area is essential to review processes for providing credits effectively. This position is designed for individuals who are detail-oriented and possess strong analytical skills, as accuracy is paramount in financial analysis.

Responsibilities

• Review credit information of loans for companies and industries, including reading and understanding accounting within various financial statements.
• Respond to customer inquiries and generate status reports for management or bankers.
• Contact available sources of information to assist in credit evaluations.
• Perform moderately complex credit investigations on companies and industries.
• Receive direction from the Commercial Banking Portfolio Management supervisor and escalate noncompliant issues.
• Ensure credit files are current and compliant with established guidelines.
• Interact with the immediate team and Commercial Banking Portfolio Management functional area to review processes for providing credits.

Requirements

• 2+ years of financial analysis experience, or equivalent demonstrated through work experience, training, military experience, or education.

Nice-to-haves

• Experience analyzing Generally Accepted Accounting Principles (GAAP), Balance Sheets, Income Statements, and Tax Returns.
• Experience with systems such as Credit View, Electronic Reporting and Compliance (ETRAC), FLO, EZ Request (EZR), Wholesale Banking Reporting System (WBRS), Business Lending and Sales Tracking (BLAST), Store Vision Platform (SVP), Hogan, Automated Financial Systems (AFS), or Imaging and Content Management Platform (ICMP).
• Intermediate Microsoft Office skills.
• Excellent verbal, written, and interpersonal communication skills.
• Good analytical skills with high attention to detail and accuracy.