Commercial Credit Senior Portfolio Manager I, CRE

$93,614 - $156,024/Yr

M&T Bank - Wilmington, DE

Full-time - Mid Level

Wilmington, DE

501-1,000 employees

Credit Intermediation and Related Activities

About the position

The Commercial Credit Senior Portfolio Manager I, CRE is responsible for monitoring and assessing the credit risks associated with larger, more complex commercial loan portfolios. This role involves detailed financial analysis, industry assessment, and collateral valuation to ensure the timely identification of emerging credit risks and the maintenance of accurate risk ratings. The position requires collaboration with various teams to facilitate credit needs and ensure compliance with credit policies.

Responsibilities

• Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring activities.
• Review all pertinent credit and financial information to determine the need for further investigation.
• Analyze financial information and complete ongoing credit monitoring for commercial transactions.
• Act as a liaison between Commercial Banking Relationship Managers and the Underwriting Team.
• Spread financial statements and prepare financial models to assess proposed transactions.
• Monitor credit performance of customer portfolios and escalate or remediate issues as appropriate.
• Ensure compliance with credit policies and evaluate risks associated with non-compliance.
• Present analysis during credit discussions or presentations.
• Attend client calls to understand their business for effective monitoring activities.
• Adhere to compliance and operational risk controls.

Requirements

• Bachelor's degree in Accounting, Finance, Economics or related discipline.
• 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis, or other financial analysis.
• Excellent verbal and written communication skills.
• Strong analytical ability.

Benefits

• Medical insurance
• Retirement plans
• Paid volunteer time
• Competitive pay range of $93,614.36 - $156,023.93 annually