Commercial Credit Senior Portfolio Manager II, CRE

M&T Bank - Pittsburgh, PA

Full-time - Mid Level

Hybrid - Pittsburgh, PA

Credit Intermediation and Related Activities

About the position

The Commercial Credit Senior Portfolio Manager II, CRE is responsible for evaluating and managing the credit risks associated with the bank's largest and most complex commercial clients. This role involves detailed financial analysis, ongoing credit monitoring, and collaboration with various teams to ensure compliance with credit policies and effective risk management.

Responsibilities

• Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring activities.
• Review all pertinent credit and financial information to determine the need for further investigation.
• Analyze financial information and complete ongoing credit monitoring for commercial transactions.
• Act as a liaison between Commercial Banking Relationship Managers and the Underwriting Team.
• Spread financial statements and prepare financial models to assess proposed transactions.
• Monitor credit performance of customer portfolios and escalate or remediate issues as appropriate.
• Ensure compliance with credit policies and evaluate risks associated with non-compliance.
• Present analysis during credit discussions or presentations.
• Attend client calls to understand client needs for effective monitoring and reviews.
• Adhere to compliance and operational risk controls.

Requirements

• Bachelor's degree in Accounting, Finance, Economics or related field.
• 7 years of experience in complex credit underwriting or financial analysis, or 11 years of combined higher education and work experience with 7 years in relevant roles.
• Excellent verbal and written communication skills.
• Strong analytical ability.

Benefits

• Medical insurance
• Retirement plans
• Paid volunteer time
• Professional development opportunities