Stock Yards Bank & Trust - Lexington, KY
posted 4 days ago
Full-time - Mid Level
Lexington, KY
Securities, Commodity Contracts, and Other Financial Investments and Related Activities
About the position
As a Commercial Lending Relationship Manager, you will oversee and manage commercial loan portfolios and develop new business. Experience in commercial lending with the ability to develop and retain business is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career goals for advancement to higher levels within the banking profession.
Responsibilities
- Solicit business from prospective customers and current customer base
- Evaluate loan requests and approve loans within authority or make loan recommendations to management
- Analyze financial and credit condition of applicants and determine loan payment capabilities
- Negotiate credit terms and conditions
- Service and retain existing customer base
Requirements
- BA/BS in business, finance or related field
- Minimum of two years experience in Commercial Lending
- Proven ability to develop and retain business
- Good communication skills
- Professional appearance and demeanor
- Knowledge of lending services and bank products
- Knowledge of loan, bank and regulatory policy
- Ability to analyze loan requests and determine borrowing need and repayment sources
Benefits
- 401(k) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer / Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Health Savings Accounts
- Bank paid Life / AD& D insurance
- Voluntary Life / AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
