Commercial Lines Underwriter

$82,953 - $110,576/Yr

Merchants Insurance Group - Hauppauge, NY

Full-time - Mid Level

Hauppauge, NY

Insurance Carriers and Related Activities

About the position

Merchants Insurance Group is seeking a Commercial Lines Underwriter to join our dedicated underwriting team in Hauppauge, New York. As a leading Property and Casualty Insurer in the Northeast, we pride ourselves on delivering professional service that achieves optimal outcomes for our policyholders while fostering profitable growth for both Merchants and our agency partners. The successful candidate will play a crucial role in collaborating with agency partners, ensuring adherence to corporate underwriting policies, and contributing to the overall success of the underwriting team. In this role, the Commercial Lines Underwriter will be responsible for cultivating strong relationships with agents and internal staff, working diligently to achieve the most favorable outcomes for our clients. The position involves reviewing accounts that exceed individual authority in consultation with the Regional Underwriting Manager or Supervisor, and making recommendations for action. The Underwriter will also be tasked with meeting commercial lines regional production goals and maintaining loss ratio objectives for their assigned territory. Merchants Insurance Group is proud to be recognized as a Super Regional Property/Casualty Insurer by the Insurance Journal and has been named one of Ward's top 50 performing insurance companies in the United States for four consecutive years. Our commitment to excellence is reflected in our work environment, which offers a hybrid work schedule requiring only eight full days in the office each month, allowing for flexibility and connectivity with the team.

Responsibilities

• Cultivating solid relationships with Agents and internal staff to achieve optimal outcomes for Merchants and policyholders.
• Working with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviewing accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommending a course of action.
• Achieving commercial lines regional production goals and loss ratio objectives for assigned territory.

Requirements

• College degree or equivalent work experience.
• Minimum of 5 years commercial lines underwriting experience.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Property and Casualty insurance related coursework is a plus, such as CPCU.
• Previous agency relationships within the local insurance industry are highly desirable.
• Proficiency in Microsoft Office and ability to work with internal company systems (WINS, ImageRight, etc.).
• Strong communication, organizational, and computer skills.

Nice-to-haves

• Property and Casualty insurance related coursework (CPCU) is a plus.
• Previous agency relationships within the local insurance industry.

Benefits

• Welcoming and positive work environment.
• Flexible work arrangements, including flex scheduling and summer hours.
• Hybrid work schedule requiring 8 full days per month in the office.
• Competitive pay scale.
• Generous paid time off package.
• Full benefits including Health, Dental, Vision, Life Insurance, and Short Term Disability.
• 401(k) employer match amount is 100% up to 6% of annual contributions, with immediate 100% vesting in employer match dollars.
• Two outstanding company bonus programs.
• Tuition Reimbursement.
• And many more exciting company benefits!