Commercial Lines Underwriter

$67,382 - $89,820/Yr

Merchants Mutual Insurance Company - Mount Laurel Township, NJ

posted 4 months ago

Full-time - Mid Level
Mount Laurel Township, NJ

About the position

Merchants Insurance Group is seeking a Commercial Lines Underwriter to join our dedicated underwriting team in Mt. Laurel, New Jersey. As a leading Property and Casualty Insurer in the Northeast, we pride ourselves on delivering professional service that achieves optimal outcomes for our policyholders while ensuring profitable growth for both Merchants and our agency partners. The successful candidate will play a crucial role in collaborating with our agency partners, fostering solid relationships, and working towards achieving the company's commercial lines regional production goals and loss ratio objectives. In this role, the Commercial Lines Underwriter will be responsible for reviewing accounts that exceed individual authority in collaboration with the Regional Underwriting Manager or Supervisor, ensuring adherence to corporate underwriting policies and service standards. The position requires a proactive approach to underwriting, with a focus on Workers' Compensation, Business Owner Policies, Umbrella, Commercial Auto, Package, and Contractors lines of business. The ideal candidate will have a strong background in underwriting commercial lines accounts and building agency relationships, contributing to the overall success of the underwriting team. Merchants Insurance Group offers a hybrid work schedule, requiring 8 days per month in the office, with the flexibility to work the remaining days from home or in the office. This arrangement allows for a balanced work-life dynamic while maintaining strong connections with colleagues and the Merchants team. We are proud to be recognized as a top-performing insurance company and one of the best places to work in Western New York, and we are committed to providing a welcoming and positive work environment for all our employees.

Responsibilities

  • Cultivating solid relationships with Agents and internal staff to achieve optimal outcomes for Merchants and policyholders.
  • Working with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
  • Reviewing accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommending a course of action.
  • Achieving commercial lines regional production goals and loss ratio objectives for assigned territory.

Requirements

  • College degree or equivalent work experience.
  • 3 - 5 years as a Property and Casualty Commercial Lines Underwriter handling Workers' Compensation, Business Owner Policies, Umbrella, Commercial Auto, Package, and Contractors lines of business.
  • Prior background in underwriting commercial lines accounts and building agency relationships is a plus.
  • Proficiency in Microsoft Office and ability to work with internal company systems (WINS, ImageRight, etc.).
  • Strong communication, organizational, and computer skills.

Benefits

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Tuition reimbursement
  • Paid time off
  • 401(k) matching
  • Flexible schedule
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