Commercial Lines Underwriter

Ufg Insurance - Houston, TX

Full-time

Houston, TX

Insurance Carriers and Related Activities

About the position

The Commercial Lines Underwriter at UFG will manage a commercial underwriting territory valued between $6 million and $10 million. This role focuses on achieving premium growth and maintaining acceptable loss ratios through effective risk selection and relationship building with agency personnel. The underwriter will also serve as a mentor and resource for training, ensuring high-quality service and product delivery.

Responsibilities

• Underwrite and price new business and renewals by evaluating necessary coverages and determining risk acceptability.
• Review applications, MVR's, Experience Mods, Loss experience, risk control reports, credit reports, and company guidelines for risk acceptability.
• Review applications, endorsement requests, and renewals for limits and coverages requested.
• Solicit new business and develop a pipeline to source submissions.
• Develop, analyze, and evaluate information and exposure for moderately complex risks.
• Properly classify and price the risk using analytical pricing tools and resources.
• Evaluate change requests, approve, assign codes, and process within underwriting authority.
• Provide guidance, mentoring, and coaching to Associate Underwriters and other team members.
• Negotiate with agents on pricing and coverages offered.
• Provide best in class service to agency partners with timely and professional service.
• Participate in agency visits to solicit new business, discuss renewal accounts or issues, and develop successful relationships with agencies and producers.
• Manage territory using portfolio management tools and achieve production goals within assigned territory.
• Collaborate with Marketing, Risk Control, and other internal partners.
• Special projects as assigned.

Requirements

• High school diploma or equivalent degree required; four-year college degree preferred.
• 2+ years of commercial lines underwriting experience.
• Must have or be working toward AU, CIC, or CPCU designation.
• Knowledge of policy administration systems.
• Knowledge of the broad range of business generally insured by UFG.
• Risk evaluation skills and solid insurance contract knowledge.
• Strong analytical and negotiating skills.
• Knowledge of agency force and current market environment.
• Strong knowledge of coverages, proprietary Ultra/enhancement endorsements.
• Affinity for detailed accuracy.
• Ability to develop positive relationships with coworkers and agents.
• Strong communication skills, both written and verbal.
• Ability to provide excellent customer service.
• Ability to teach others and monitor their development.