Commercial Loan / Lease Relationship Manager - Remote

$88,000 - $173,200/Yr

Optum - Draper, UT

Full-time - Mid Level

Remote - Draper, UT

Insurance Carriers and Related Activities

About the position

The Commercial Loan/Lease Relationship Manager at Optum Bank is responsible for maintaining and developing lending relationships to support the bank's credit portfolio. This role involves working closely with leasing partners, borrowers, and bank management to source, review, and underwrite lease requests. The position offers the flexibility to work remotely from anywhere in the U.S.

Responsibilities

• Assist with managing relationships with third-party leasing partners
• Host and visit clients to deepen relationships, including opportunities for conferences or equipment inspections
• Evaluate, recommend, and complete due diligence for new leasing opportunities
• Identify and implement operational efficiencies related to the credit product assigned
• Present new lease opportunities to the Credit Committee for approval
• Identify, evaluate, and implement efficiencies within the underwriting and closing function
• Collaborate with Credit Administration and Operations team to develop templates and processes
• Create credit underwriting memos analyzing credit requests and borrower information
• Create watch list reports
• Ensure lease files and documentation are complete
• Make, recommend, and present credit decisions to credit administration and credit committee
• Assist with portfolio management and monitoring
• Develop and maintain positive relationships with internal and external clients
• Complete annual leasing partner and associated equipment vendor reviews

Requirements

• 5+ years of experience analyzing business and personal financial statements associated with loan requests
• 5+ years of experience underwriting commercial loans, including equipment leases
• 3+ years of experience working in credit or lending role with a commercial bank
• 2+ years of experience managing relationships with Borrowers or leasing partners
• 2+ years of experience making or recommending credit decisions on transactions > $5 million
• 2+ years of experience underwriting equipment leases and reviewing loan/lease documents

Nice-to-haves

• Advanced degree in a business-related field from an accredited institution (MBA, MSF, MACC, etc.)
• Completion of a formal commercial credit training program
• Experience working out problem loans or leases

Benefits

• 401(k) matching
• comprehensive benefits package
• incentive and recognition programs
• equity stock purchase