Commercial Portfolio Analyst

OneAmerica Financial Partners - Indianapolis, IN

Full-time

Onsite - Indianapolis, IN

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together. Come be a part of this journey with us as we champion lives! The OneAmerica Commercial Mortgage Loan team provides commercial real estate financing in support of the businesses and companies of OneAmerica, including AUL and The State Life Insurance Company®. Our lending activity covers a broad array of property types, and currently we have loans in 41 states and 116 metropolitan areas. At year-end 2021, the company's mortgage loan holdings totaled approximately $4 billion. Our high standards of lending are reflected by delinquency and foreclosure ratios that have historically been far below industry averages. The Commercial Portfolio Analyst is a critical component to the success of our Commercial Mortgage Loan team. This individual is responsible for loan servicing of approximately 40% of OneAmerica's commercial mortgage portfolio and is on the Commercial Mortgage Lending team.

Responsibilities

• Act as initial point of contact for approximately 40% of the loan portfolio.
• Recognize, prevent and resolve the variety of issues that can occur throughout the term of each loan.
• Complete annual loans ratings based on comprehensive analysis of financial statements, rent rolls, market data, inspection reports.
• Review and approve Borrower requests such as lease requests, SNDAs, assumptions.
• Understand and interpret mortgage documents and identify terms and conditions required to administer the appropriate procedures and follow-ups necessary to service each unique loan.
• Check all Promissory Notes for Closings.
• Input appraisals in mortgage system for Closings.

Requirements

• Bachelor's Degree
• 1-3 years of existing experience in commercial lending, mortgages, or title company preferred.
• Excellent problem solver and collaboration skills.
• Forward thinking.
• Any combination of education and experience which would provide an equivalent background.