Zions Bancorporation - Sandy, UT
posted 4 days ago
Full-time - Mid Level
Sandy, UT
Credit Intermediation and Related Activities
About the position
Zions Bank has just opened an opportunity for an experienced Commercial Portfolio Manager in its Dealer Banking group located in Sandy, Utah. This position involves working in a fast-paced, dynamic environment, specializing in an industry that is ever-changing. The role is dedicated to meeting the banking needs of automobile and other dealers throughout the Intermountain region.
Responsibilities
- Underwrite and service a portfolio of commercial loan relationships.
- Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
- Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
- Manage existing client relationships.
- Assist Relationship Managers with credit requests.
- Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
- Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
- Remain flexible and support other responsibilities as needed for the business.
Requirements
- Typically requires a Bachelor's degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
- Comprehensive understanding of commercial loan underwriting.
- Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
- Experience with bank loan and deposit systems preferred: Credit Lead, Aviva, Tax Analysis, Moody's.
- Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
- Advanced level expertise with MS Office.
Benefits
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Paid parking in the downtown office
