COMMUNITY HOME LENDING OFFICER
$75,000 - $120,000/Yr
The Judie Levitt Agency - Munster, IN
posted 19 days ago
Full-time - Entry Level
Remote - Munster, IN
About the position
The Community Home Lending Officer is a full-time role focused on serving the low and moderate income (LMI) community in Northwest Indiana. The position aims to facilitate homeownership dreams by building long-term relationships with customers and referral sources. The officer will be responsible for originating mortgage loans, providing financial education, and participating in community engagement to enhance business opportunities.
Responsibilities
- Develop new business by cultivating CRA/LMI prospects and referral contacts (realtors, builders, teammate referrals, community partners and personal contacts).
- Advise prospects and customers concerning home loan products and process.
- Interview and take loan applications including the analysis of financial data and delivery of loan packages.
- Maintain knowledge of available loan products, processing, underwriting and escalation of exception procedures.
- Provide high level of customer service.
- Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
- Participate in community affairs to increase visibility and enhance new business opportunities.
- Maintain the public reputation of the corporation.
- Be part of a high performing team by participating in meeting and team efforts.
Requirements
- High school diploma or equivalent (GED).
- Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling.
Nice-to-haves
- Understanding of conventional and/or government lending guidelines.
- Understanding of residential first time home buyer processing, underwriting and closing process.
- Experience presenting financial education workshops with a focus on low and moderate income and minority neighborhoods.
Benefits
- 401(k)
- Dental insurance
- Employee discount
- Flexible schedule
- Health insurance
- Life insurance
- Paid time off
- Referral program
- Vision insurance
