Community Lending - Loan Officer

Cornerstone Home Lending - Oklahoma City, OK

Full-time - Mid Level

Oklahoma City, OK

Credit Intermediation and Related Activities

About the position

The Licensed Loan Officer at Cornerstone Home Lending is responsible for promoting and selling the company's loan products and services while ensuring an accurate and timely closing process. This role requires a strong focus on customer service, relationship management, and compliance with mortgage lending regulations. The ideal candidate will be part of a goal-oriented team dedicated to making a positive impact in the lives of clients and communities.

Responsibilities

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals generated from contacts
• Conduct interviews with prospective borrowers to analyze financial and credit data
• Market, promote, and sell the company's loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay updated on market conditions
• Comply with all applicable laws and regulations related to residential mortgage lending

Requirements

• Minimum 3-5 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment
• Bachelor's degree or equivalent preferred
• Must be appropriately licensed (or able to gain license within 60 days of start date) by the applicable regulator in each state
• Excellent communication skills
• Strong organizational, problem-solving, and analytical skills

Benefits

• Competitive salary
• Full benefits package
• Potential for performance-based bonus