Complex/Loss Sensitive Casualty Underwriter (Senior or AVP)

Zurich Insurance - Chicago, IL

Full-time - Senior

Onsite - Chicago, IL

Insurance Carriers and Related Activities

About the position

Zurich is currently seeking an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in the Midwest. This position is open to candidates in Chicago, St. Louis, and Kansas City, and requires established relationships with Brokers in the Midwest. The role is both technical and market-facing, focusing on our complex/loss sensitive casualty products, and presents a great opportunity to be part of an expanding team. While the position will be based out of one of our office locations, there is flexibility for hybrid work or remote options for those not within commuting distance to an office. The successful candidate will work closely with their manager to establish a flexible work schedule that accommodates the needs of our customers, brokers, and agents. Visibility in the marketplace is essential, as the role involves meeting with agents and brokers regularly. This position can be filled at either the Senior or AVP underwriting level, with the hiring manager determining the appropriate level based on the applicant's experience and skill set. Underwriters in this role are market-facing, with objectives centered on profitable growth and superior service to our broker partners and customers. Responsibilities include generating, underwriting, and analyzing domestic Complex and Loss Sensitive Casualty business, engaging in market-facing and production activities, ensuring compliance with underwriting rules and guidelines, and developing and maintaining agency and broker relationships. The role also involves working within broad limits and authorities on complex assignments.

Responsibilities

• Generate, underwrite, and analyze domestic Complex and Loss Sensitive Casualty business.
• Engage in market-facing and production activities.
• Comply with underwriting rules and guidelines, insurance laws and regulations, and rating manual rules.
• Develop and maintain agency and broker relationships.
• Work within broad limits and authorities on complex assignments.

Requirements

• High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Brokerage or Market Facing area.
• High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area.
• Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area.
• Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area.
• Knowledge of Microsoft Office.
• Experience working on time restraints for quotes on new and renewal business.
• Experience working in a team environment.
• For AVP level: High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Brokerage or Market Facing area.
• For AVP level: High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area.

Nice-to-haves

• Bachelor's Degree
• Knowledge of Domestic Complex Casualty Products
• Ability to effectively assess risk
• Strong negotiation skills
• Strong broker relationships within the Midwest region
• Superior skills in relationship building, active listening, needs analysis, and win-win negotiation
• Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines
• Excellent oral and written communication skills
• Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines.

Benefits

• Comprehensive employee benefits package for employees and eligible dependents
• Ongoing career development opportunities
• Diversity and inclusion initiatives
• Competitive compensation