Consumer Direct Loan Officer

$50,000 - $300,000/Yr

Strong Home Mortgage - Manassas, VA

posted 5 months ago

Full-time - Mid Level
Remote - Manassas, VA
Credit Intermediation and Related Activities

About the position

The Consumer Direct Loan Officer position at Strong Home Mortgage is designed for experienced loan originators who have a proven track record in successful origination volume. This role is pivotal in helping clients navigate the complexities of the mortgage process, from initial consultation to closing. The company prides itself on providing high-quality leads and a supportive management team that emphasizes responsible lending and exceptional customer service. With over 25 years of experience in the mortgage lending industry, Strong Home Mortgage offers a robust technology platform that facilitates growth and success for its employees. As a Consumer Direct Loan Officer, you will be responsible for making outbound contact attempts and following up with company-provided leads. You will work towards achieving individual production targets set by management while consulting with clients to understand their current and future financial needs. This role requires interviewing clients to gather pertinent information, conducting credit and financial analysis, and educating clients on the home buying process or refinancing options. You will assist clients throughout the entire loan process, troubleshooting any transaction issues that may arise. The position offers a competitive commission structure and the potential for significant earnings, supported by a tiered compensation plan. Additionally, the company provides comprehensive insurance options, retirement plans, and opportunities for professional development and training. With the flexibility to work some nights and weekends, this role is ideal for self-motivated individuals looking to excel in the consumer direct lending space.

Responsibilities

  • Make outbound contact attempts and follow up with company-provided leads.
  • Achieve individual production targets set by management.
  • Consult with clients to understand their current and future financial needs.
  • Interview clients and gather pertinent information to assess their unique needs and objectives.
  • Utilize technology to conduct credit and financial analysis to qualify clients for various loan programs.
  • Educate and advise clients on the home buying process or benefits of refinancing options.
  • Assist clients through the entire loan process, from application to closing, and troubleshoot any transaction issues.

Requirements

  • Minimum of two years' experience in loan origination for a consumer direct lending platform.
  • Strong knowledge of FNMA, FHLMC, FHA, and VA guidelines.
  • Excellent communication skills, self-motivation, a positive attitude, and a competitive spirit.
  • Flexibility to work some nights and weekends as needed.
  • NMLS licensed loan officer.

Nice-to-haves

  • Experience in software troubleshooting.

Benefits

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible schedule
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance
  • Work from home
  • Career growth opportunities.
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