Consumer Loan Specialist - High School Diploma Only

OneMain Financial - Richwood, TX

Full-time - Entry Level

Richwood, TX

1,001-5,000 employees

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

The Consumer Loan Sales Specialist at OneMain is responsible for empowering customers by understanding their financial needs and providing access to fast and affordable financing solutions. This role involves developing and maintaining customer relationships throughout the loan process, presenting financial solutions, and managing the loan life cycle while ensuring compliance with regulations. The position offers opportunities for career growth within the lending and servicing business.

Responsibilities

• Deliver results related to individual and branch sales goals as well as customer expectations
• Develop new relationships and maintain existing relationships with customers throughout the loan process
• Present financial solutions based on customer needs that meet their goals
• Present customers with optional insurance products
• Educate customers on the terms and conditions of their loan to ensure a clear understanding
• Learn how to utilize credit underwriting techniques and sales tools
• Manage the life cycle of the loan, including collections activities, complying with all laws and regulations

Requirements

• HS Diploma/GED
• Preferred: Sales, Collections or Customer Service experience
• Bilingual - Spanish

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)