Corporate Treasury Operations - Settlements - Senior Analyst - Dallas

Goldman Sachs - Dallas, TX

Full-time - Mid Level

Dallas, TX

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

The Senior Analyst in Corporate Treasury Operations - Settlements at Goldman Sachs plays a crucial role in managing and optimizing the firm's payment capabilities. This position involves collaborating with cross-divisional teams to ensure efficient payment settlements for corporate and retail businesses, while also acting as a leader within the team to guide analysts and drive continuous improvement initiatives.

Responsibilities

• Monitor and reconcile payment flows daily.
• Investigate and action payment exceptions.
• Perform day-to-day approvals in various payment systems or journals.
• Perform daily bank nostro reconciliation; investigate and resolve discrepancies.
• Partner with third party processor, vendors, technology teams to resolve issues.
• Identify and mitigate payment clearing & settlement risk.
• Understand the key risks and controls of our payment flows; propose/execute solutions.
• Act as a leader in the team; first line of escalation and provide guidance to analysts in the team.
• Escalate and/or post to Vice Presidents and senior managers, as needed.
• Manage a small team of analysts who performs daily production work, if applicable.
• Provide training to new joiners in the team and lead continuous improvement initiatives.
• Develop requirements to enhance payment capabilities; perform user acceptance testing.
• Lead and participate in cross functional projects.
• Stay familiar with the evolving payments landscape, rules & regulations, and network rules.
• Participate in internal and external audits processes, as well as quality assurance testing.
• Partner with teams in Product, Engineering and Risk in the design and implementation of new rails and enablers for existing ones.

Requirements

• A minimum of 2-5 years' relevant payments experience.
• Bachelor's degree.
• Knowledge of the U.S. payment system or rails: ACH, checks, Fedwire, RTP.
• Knowledge of payment network operating rules & regulations e.g. FRB, Nacha, ECCHO, CHIPS.
• Knowledge of payment formats: ACH, ISO 20022, SWIFT.
• Exposure to FRB, Nacha, TCH, SWIFT, third-party banks.
• Systems savvy and proficiency in Microsoft Excel, Word, and PowerPoint.
• Exemplify GS culture of partnership, client service, integrity, and excellence.
• High energy & motivated, especially in a dynamic, fast-paced environment.
• Effective verbal/written communication; navigate diverse and broad stakeholders.
• Strong analytic and organizational skills.
• Clear thinker, problem solver and the ability to work in cross-functional projects and identify process improvements.
• Ability to create and deliver business presentations and communicate effectively.
• Intellectually curious and good listening skills.
• Critical attention to detail.
• Strong team player.
• Receptive to being challenged and think outside the box.
• Comfortable with ambiguity.
• Ability to simultaneously handle multiple demands and priorities.

Nice-to-haves

• Payment certification: AAP, APRP, NCP, FPP
• Candidate must be proactive, enthusiastic and team oriented.
• Ability to remain composed under pressure.
• Ability to prioritize and make decisions in a fast-paced environment.
• Strong client service orientation.
• Strong written and verbal communication skills.
• Adapt to changes and new challenges.
• Flexibility in shift timings as needed by business.

Benefits

• Diversity and inclusion initiatives
• Training and development opportunities
• Wellness programs
• Mindfulness programs