Disability Solutions - Richmond, VA
posted 4 months ago
This is a full-time career opportunity based out of our Stony Point location in Richmond, VA. The role involves representing Fulton Mortgage Company as a Community Reinvestment Act Loan Officer in targeted territories. The primary responsibility is to originate Community Reinvestment Act qualifying mortgage loans while establishing and supporting relationships with Realtors and Housing Authorities. The Loan Officer will plan, organize, and speak at first-time homebuyer seminars, assisting low to moderate-income individuals in purchasing homes. The position requires soliciting first mortgages through contacts with Realtors, Housing Authorities, and Developers, and working closely with customers to help them identify and secure mortgage loans that fit their financial circumstances and home ownership goals. The Loan Officer will develop and expand referral sources to solicit first mortgages, meet and market local Realtors to establish relationships, and maintain regular contact with Realtors and Housing Authorities. They will participate in Community Reinvestment Act events, mixers related to real estate, and meet with lenders and mortgage insurance borrowers to originate loans. The role also involves collecting and analyzing applicants' financial information to assess their qualifications for loans, interviewing applicants to gather necessary information, and recommending financial products that best meet customers' needs. The Loan Officer will engage in persuasive sales activities to encourage potential customers to do business with the company and will ensure that all loan originations comply with regulatory requirements. Additionally, the Loan Officer will communicate with customers throughout the loan process to ensure they understand each step and will complete all necessary paperwork related to the loans originated. This position requires a commitment to compliance with all company policies and regulations, as well as participation in ongoing training and development.