This job is closed
We regret to inform you that the job you were interested in has been closed. Although this specific position is no longer available, we encourage you to continue exploring other opportunities on our job board.
Credit Administrator I
Riverview Bancorp - Vancouver, WA
posted 4 days ago
About the position
This position participates in the credit administration and loan quality functions of the Bank's entire loan portfolio and the loan origination process. Loan quality includes credit reviews before and after loan origination, and monitors credit quality of the loan portfolio to assure minimum losses. Participates in credit administration operations, including loan and lending practices, construction monitoring, appraisal management, credit standard maintenance, and special project management. Provides technical advice, and review of mortgage, consumer, and commercial loan portfolios for quality, accuracy, regulatory compliance and credit worthiness. Provides leadership to the departments involved in credit decisions, supporting overall growth and development of Riverview Bank.
Responsibilities
- Provide advice, guidance, technical expertise, reports, and consultation to lending & senior officers.
- Participate in overseeing and improving internal and external Loan Examinations, Internal Asset Review, Loan Grading Process, and all lending support programs.
- Monitor credit quality of the loan portfolio to assure minimum losses through the lenders and loan officers.
- Review loan memorandums and approvals above lender limits for completeness and quality.
- Ascertain that loans made are reported and approved according to the bank lending policy, and within prescribed lending limits.
- Identify potential problem credits and work with loan officers and loan workout specialists to restructure the credit and/or minimize losses.
- Assist in the review and processing of loans over prescribed limits as warranted.
- Assist Loan Administration in the loan examination function.
- Assist Loan Administration in Monitoring the accounts receivable auditing program and ensure timely completion of audits.
- Assist Loan Administration evaluate loan portfolios, internal policy controls and overall loan management.
- Assist Loan Administration analyze industry trends, evaluate loan policies, and unique loan situations.
- Review and update new and existing loan files for Riverview Bank on a regular basis.
- Follow all state and federal laws and Riverview Bank policies and procedures.
Requirements
- Bachelor's degree.
- Five to seven years of commercial lending experience with progressively greater knowledge in a consumer-lending environment.
- Understanding of loan documentation criteria and Riverview services, products, policies and procedures.
- Knowledge of collections, workout and loan review procedures and related areas.
- Good managerial, communication and public relations skills.
Benefits
- Healthcare benefits.
- 401K plan.
- Short term & long-term disability coverage.
- Life insurance.
- Vacation & sick time.
- Educational assistance.
- Several holidays.
