Credit Administrator

Full-time - Mid Level

Scottsdale, AZ

About the position

Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Administrator in Arizona. The Credit Administrator has oversight of a team of Underwriters and Credit Analysts. This position is responsible for consistent commercial underwriting and adherence to the company’s credit policies and culture, PM development and pipeline management. Ensure appropriate level of regional portfolio management support for commercial lending platform by staying abreast of the regional deal pipeline and staffing deals appropriately. Support Portfolio Management knowledge and career development through participation in calls and customer meetings, understanding of credit and operating policies and business line strategies. Monitor, evaluate and coach Underwriters in portfolio management duties including underwriting new opportunities, renewals, modifications, Annual Review Jobs (ARJs), and covenant testing. Meet regularly with regional leadership and the Regional Senior Credit Administrator (RSCA) to review the portfolio and ensure team building/communication and appropriate portfolio management with a focus on the customer/borrower. Maintain current understanding of concentration limits and industry appetite. Maintain/Develop relationships with internal subject matter experts. Responsible for adherence and consistency to company’s credit policy/underwriting standards via the underwriting memos, change memos, ARJ, etc. Advocate for a collaborative/team credit administration culture throughout the company. Ensure PMs and Team Leads participate in the rolling loan review meetings, as required. Ensure quality of underwriting of regional commercial loan portfolio is maintained to company standards and reflects the complexity of deal structures. Ensure annual training for all PMs to stay abreast with underwriting standards, etc.

Responsibilities

• Oversee a team of Underwriters and Credit Analysts.
• Ensure consistent commercial underwriting and adherence to credit policies.
• Manage regional portfolio management support for commercial lending.
• Support Portfolio Management knowledge and career development.
• Monitor, evaluate, and coach Underwriters in portfolio management duties.
• Meet regularly with regional leadership and RSCA to review the portfolio.
• Maintain understanding of concentration limits and industry appetite.
• Develop relationships with internal subject matter experts.
• Ensure adherence to company’s credit policy and underwriting standards.
• Advocate for a collaborative credit administration culture.
• Ensure PMs and Team Leads participate in rolling loan review meetings.
• Maintain quality of underwriting of regional commercial loan portfolio.
• Ensure annual training for all PMs on underwriting standards.

Requirements

• Bachelor’s Degree in Accounting, Finance or other applicable degree.
• 8+ years in commercial lending and credit analysis.
• Experience with portfolio management and underwriting preferred.
• Excellent Microsoft Office Suite skills, specifically Word/Excel.
• Aptitude for learning new systems and applications quickly.
• Excellent verbal and written communication skills.
• Willingness to travel as needed.

Benefits

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!