Credit Analyst, Associate Director - Insurance - Chicago

Fitch Ratings - Chicago, IL

Full-time - Mid Level

Chicago, IL

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

The Associate Director of Credit Analysis for Fitch Ratings' North American Insurance group is responsible for providing in-depth credit analysis of insurance companies, focusing on either Property/Casualty or Life Insurance sectors. This role involves leading a portfolio of regulated insurance organizations, monitoring financial results, and presenting recommendations for ratings. The position requires interaction with senior management of rated companies and participation in internal rating committees, contributing to both company-specific and sector-wide research.

Responsibilities

• Lead coverage on a portfolio of property/casualty or life insurance companies
• Interact with management of property/casualty or life insurance companies
• Prepare and present rating committee packages
• Participate in rating committees
• Write company research
• Contribute to insurance industry research
• Participate in analytical projects utilizing industry financial data sources
• Back-up coverage on selected insurance companies
• Maintain files in accordance with company policies

Requirements

• Bachelor's degree
• 5-7 years of relevant experience in property/casualty or life insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry
• CFA/MBA/CPA or actuarial designations a plus, but not a requirement
• Self-motivated professional
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills
• Ability to shift fluidly between multiple projects as priorities change
• Ability to excel in a team-oriented environment
• Expertise in Excel and Word

Nice-to-haves

• Previous analytical experience in a challenging environment
• Diverse background in financial/credit analysis or operational roles

Benefits

• Opportunities to work with diverse teams and clients globally
• Supportive work environment that encourages professional growth