Credit Analyst I-III - Private Banking

Watrust

Full-time - Entry Level

About the position

The position involves assisting Relationship Managers (RMs) in the credit analysis and evaluation process for existing and potential loan customers. The role provides analytical support under the supervision of senior team members, preparing credit authorizations, financial statements, and cash flow worksheets, while also reviewing financial projections and spreadsheets for commercial borrowers.

Responsibilities

• Assist RM in credit analysis and risk assessment.
• Prepare written credit authorizations in accordance with Bank policy.
• Review and evaluate business financial reports.
• Prepare financial projections and customized spreadsheets for analysis.
• Develop financial models based on customized formats.
• Prepare financial statement presentations for business borrowers.
• Perform compliance and risk management duties as assigned.
• Assist with other department duties and projects as requested.

Requirements

• College-level coursework in Accounting, Finance, Business, or related field.
• Strong accounting aptitude and analytical/problem-solving ability.
• Experience with computer-assisted financial analysis and PC-based financial models.
• Knowledge of spreadsheet applications, particularly Microsoft Excel.
• Strong knowledge of Bank loan policies and commercial documentation requirements.
• Ability to prioritize assignments and manage multiple priorities.
• Excellent interpersonal skills and ability to collaborate effectively.
• Outstanding verbal and written communication skills.
• Strong organizational and analytical skills, with strategic thinking ability.
• Proficient in Microsoft Office Suite and related applications.
• Demonstrated self-motivation and initiative.

Benefits

• Health benefits
• Financial benefits
• Retirement benefits
• Work/Life benefits
• Annual bonus plan