Credit Analyst II/III

$71,165 - $106,748/Yr

Washington Trust Bank - Marysville, WA

Full-time - Entry Level

Marysville, WA

Credit Intermediation and Related Activities

About the position

The Credit Analyst II/III position at Washington Trust Bank involves assisting Relationship Managers in the credit analysis and evaluation process for existing and potential loan customers. The role requires analytical support, preparation of credit authorizations, financial statement analysis, and compliance duties, all while ensuring adherence to bank policies and maintaining high service levels to clients.

Responsibilities

• Assist Relationship Managers in credit analysis and risk assessment.
• Review and evaluate business financial reports and prepare written credit authorizations.
• Prepare financial projections and customized automated spreadsheets for commercial borrowers.
• Develop financial models based on customized financial formats.
• Prepare financial statement presentations for business borrowers.
• Perform compliance and risk management duties as assigned.
• Assist with other department duties and projects as requested.

Requirements

• College-level coursework in Accounting, Finance, Business, or related field.
• Strong accounting aptitude and analytical/problem-solving ability.
• Experience with computer-assisted financial analysis and financial models.
• Knowledge of spreadsheet applications, particularly Microsoft Excel.
• Strong knowledge of bank loan policies and commercial documentation requirements.
• Ability to prioritize assignments and manage multiple priorities effectively.
• Excellent interpersonal skills and ability to collaborate with diverse groups.
• Outstanding verbal and written communication skills.
• Organizational and analytical skills with strategic thinking ability.
• Proficient in Microsoft Office Suite and related applications.
• Demonstrated self-motivation and initiative.

Benefits

• Health insurance
• Financial benefits
• Retirement benefits
• Work/Life benefits
• Annual bonus plan