Credit Analyst II

Fidelity Bank - Wichita, KS

Full-time - Mid Level

Wichita, KS

Credit Intermediation and Related Activities

About the position

The Credit Analyst II position at Fidelity Bank is integral to the Credit Administration team, focusing on the safety and soundness of the bank's loan portfolio. The role involves analyzing loan requests, ensuring compliance with lending policies, and providing detailed financial analyses. The ideal candidate will possess a blend of analytical skills and a passion for customer service, contributing to the overall effectiveness of the lending process.

Responsibilities

• Analyzing and documenting risk components related to loan requests from customers.
• Analyzing financial documentation, including cash flow statements, rent rolls, borrower financial statements, and tax returns on commercial borrowers.
• Preparing loan approval reports and performing collateral reviews.
• Ensuring conformity with Fidelity Bank lending policies.
• Interacting regularly with Lending Officers and, as necessary, with customers.
• Complying with regulations, policies, and standards of Fidelity Bank.
• Presenting to the Corporate Loan Committee.

Requirements

• A Bachelor's degree in a business-related field.
• Analytical ability with excellent attention to detail.
• Strong verbal and written communication skills.
• High level of competence regarding Microsoft Word and Excel.
• The ability to work late and/or flexible hours.

Nice-to-haves

• Commercial, credit, and loan administration experience.