Credit Analyst III

Taycor Financial - Los Angeles, CA

Full-time - Mid Level

Los Angeles, CA

Rental and Leasing Services

About the position

The Credit Analyst III position at Taycor Financial involves analyzing commercial customers to determine their creditworthiness and credit limits. The role requires underwriting, decision-making, and structuring of 15-25 small to mid-ticket transactions daily, primarily through app-based analysis of personal and commercial credit histories. The position emphasizes collaboration with Sales and Funding teams, ensuring accurate and timely underwriting of financing requests while maintaining high levels of customer service.

Responsibilities

• Manage and ensure financing requests are underwritten accurately and in a timely fashion
• Determine and provide guidance on creative financing structures with varying lease sizes and terms
• Coordinate the daily workflow of transactions and demonstrate strong team collaboration
• Facilitate and obtain required additional information from customers as applicable
• Directly underwrite transactions in accordance with individual credit pen authority and present transactions to credit committee above such authority
• Work closely and collaborate with the AVP of Credit and Senior Management Team in decision making
• Maintain confidential customer and company records and sensitive information
• Evaluate and research vendors and assets for each approved transaction
• Maintain highest levels of customer service with vendors, customers, internal departments and lenders

Requirements

• Bachelor's Degree in a related field or commensurate experience preferred
• High school diploma or equivalent required
• Minimum of 2 years of commercial credit underwriting experience
• Experience underwriting middle/large ticket sized transactions preferred
• Proficiency with MS Office required
• Salesforce CRM experience a plus
• Strong written and oral communication skills
• Excellent interpersonal skills for collaborative internal and external communication
• Detail oriented and organized
• Strong analytical and problem-solving skills
• Excellent time management skills with a proven ability to meet deadlines
• Ability to work in a collaborative team environment interacting with all levels of management
• Ambitious in personal growth and development as a business professional

Nice-to-haves

• Experience with Agile methodologies
• Ability to review, understand, analyze and evaluate financial statements and tax returns