Credit Analyst III

Taycor Financial - Irvine, CA

Full-time - Mid Level

Irvine, CA

Rental and Leasing Services

About the position

The Credit Analyst III position at Taycor Financial involves analyzing commercial customers to determine their creditworthiness and credit limits. The role requires underwriting, decision-making, and structuring of 15-25 small to mid-ticket transactions daily, primarily focusing on personal and commercial credit history. The position emphasizes collaboration with Sales and Funding teams while maintaining high levels of customer service.

Responsibilities

• Manage and ensure financing requests are underwritten accurately and in a timely fashion
• Determine and provide guidance on creative financing structures with varying lease sizes and terms
• Coordinate the daily workflow of transactions and demonstrate strong team collaboration
• Facilitate and obtain required additional information from customers as applicable
• Directly underwrite transactions in accordance with individual credit pen authority and present transactions to credit committee above such authority
• Work closely and collaborate with the AVP of Credit and Senior Management Team in decision making
• Maintain confidential customer and company records and sensitive information
• Evaluate and research vendors and assets for each approved transaction
• Maintain highest levels of customer service with vendors, customers, internal departments and lenders

Requirements

• Bachelor's Degree in a related field or commensurate experience preferred
• High school diploma or equivalent required
• Minimum of 2 years of commercial credit underwriting experience
• Experience underwriting middle/large ticket sized transactions preferred
• Proficiency with MS Office required
• Salesforce CRM experience a plus

Nice-to-haves

• Agile, all hands-on deck personality
• Strong written and oral communication skills
• Ability to work in a collaborative team environment
• Ambitious in personal growth and development as a business professional
• Excellent time management skills with a proven ability to meet deadlines
• Strong analytical and problem-solving skills