Credit Analyst - Power, Energy & Utilities

$63,631 - $80,286/Yr

CoBank - Greenwood Village, CO

Full-time - Mid Level

Hybrid - Greenwood Village, CO

Credit Intermediation and Related Activities

About the position

The Credit Analyst position at CoBank involves preparing analyses and conducting credit investigations for routine credits, assisting in the preparation of credit reports, and cosponsoring or approving credits within prescribed limits. The role supports account servicing, credit administration, and documentation while providing relevant information to internal stakeholders. This position is essential for making informed credit decisions and maintaining control over current accounts.

Responsibilities

• Prepares analyses and conducts credit investigations of routine credits.
• Prepares and assists in the preparation of credit reports for appropriate staff or committees.
• Cosponsors or approves credits within prescribed credit limits.
• Assists with account servicing, credit administration, and documentation.
• Provides support with research and statistical analyses.
• Develops credit information for decision-making regarding credit arrangements.
• Reviews credit and financial information to determine the need for further investigation.
• Analyzes information statements and prepares clear credit reports.
• Prepares summaries and presents opinions concerning credit-worthiness.
• Follows bank guidelines for credit information preparation and presentation.
• Maintains control over current accounts and monitors payment progress.
• Provides timely information to internal stakeholders.
• Assists in internal research and analysis, providing statistical reports.
• Prepares and delivers presentations on assigned topics.
• Develops and utilizes computerized tools for credit analysis.

Requirements

• Bachelor's Degree in business, finance, or relevant discipline required.
• 1 year in credit/finance, preferably in banking or financial services industry required.
• Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis required.
• Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements required.

Benefits

• AD&D insurance
• Paid holidays
• Health insurance
• Dental insurance
• Tuition reimbursement
• 401(k) 6% Match
• Vision insurance
• 401(k) matching
• Life insurance
• Paid sick time