Credit Analyst

About the position

AllSTEM Connections is seeking a Credit Analyst for a contract-to-hire position within the banking industry. The role involves researching loan information, ensuring proper financial data is obtained from applicants, and managing overdraft processes for Business Banking Relationship Managers. The analyst will work closely with internal stakeholders and clients to monitor and address financial requests and issues.

Responsibilities

• Monitor Overnight Overdrafts (Deposit Accounts) in ICRD and Intraday Overdrafts (Wires) via GFC (Global Funds Control)
• Respond to emails from the Risk Management group regarding intraday rejected ACH files resulting from ACCESS client exceeding their ACH Facility limit (Debit or Credit)
• Conduct annual reviews of client's ACH credit and debit facilities
• Work with BBRMs to action accounts that are outside of approval credit approval authority
• Make escalations to Divisional Risk Managers on aged overdrafts accounts
• Make phone calls to the bank's clients to inquire about overdraft status of accounts

Requirements

• Bachelor's degree in Business/Accounting preferred
• Six or more years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
• Strong verbal & written communication skills to effectively communicate with internal stakeholders and external customers
• Ability to manage complex requests with minimum supervision and independently make decisions related to the process
• Demonstrate flexibility, accountability, and good time management
• Excellent interpersonal skills to work effectively in a team environment
• Attention to detail
• Proficiency in MS Office

Benefits

• Health insurance
• 401K
• Career growth opportunities