Credit Analyst

$55,000 - $65,000/Yr

ProStaff - Faribault, MN

Full-time - Entry Level

Faribault, MN

Real Estate

About the position

The Credit Analyst position at Pro Staff in Faribault, MN, is designed for a detail-oriented professional who will manage a credit limit database and assess client creditworthiness. This role offers a dynamic environment with opportunities for growth, requiring strong analytical skills and a proactive approach to credit analysis.

Responsibilities

• Conduct a thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing, and annual due diligence.
• Provide recommendations tied to analysis and assessment of credit risk.
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay.
• Keep up to date with the company's lending protocols.
• Reconcile credit files and identify discrepancies and variances.
• Develop and prepare spreadsheets and models to support the analysis of new and existing credit applications.

Requirements

• Bachelor's degree in Finance, Accounting, or a related business field.
• 2-5 years of experience in credit analysis or a similar quantitative role.
• Proficient in MS Office, especially Excel.
• Strong attention to detail and analytical and time management skills.
• Solid understanding of financial statements, ratios, and credit risk analysis.

Benefits

• Medical, dental, vision, and supplemental insurance plans
• Flexible spending accounts
• 401k with a company match
• Generous vacation, holiday, and sick time
• Pet insurance
• Business casual dress code