Credit Analyst

Corpay - Peachtree Corners, GA

Full-time - Mid Level

Peachtree Corners, GA

Personal and Laundry Services

About the position

Corpay is seeking a Credit Analyst III to join our Risk division, specifically within the North America Fuel line of business. This role is crucial for reviewing and processing new account applications and gathering financial statements for annual credit reviews. The position requires collaboration with internal teams and reports directly to the Credit Operations Manager, emphasizing a hybrid work environment.

Responsibilities

• Approving or declining new commercial credit limits.
• Making credit recommendations for senior management regarding credit extensions.
• Analyzing applicant financial status and credit for the feasibility of commercial credit approval.
• Verifying agreements for accuracy and completeness according to policies.
• Communicating with the applicant's management team regarding financial performance.
• Collaborating with sales teams to find credit alternatives that balance gaining new business while minimizing risk.
• Reviewing existing accounts for credit extensions on new products, including identifying high-risk accounts.
• Interviewing CFOs and CEOs to assess their financial standing and make well-informed decisions.
• Delivering negative decisions respectfully and providing clear explanations.
• Maintaining accurate reviews and reports of unsecured accounts on a regular basis (annual, semi-annual, or quarterly).
• Assisting Credit and Collections Managers with problem accounts.
• Making recommendations to senior management regarding high-risk accounts.
• Handling complex unsecured credit requests independently.

Requirements

• Bachelor's Degree in Finance or a related field such as Accounting or Business is preferred.
• 1-3 years of Credit Analyst experience in a B2B sales environment.
• Strong knowledge of commercial credit principles and financial statement analysis.
• Ability to project trends based on customer history and industry outlook.
• Strong organizational, communication, and negotiation skills.
• Attention to detail and ability to manage multiple assignments.
• Ability to work in a fast-paced environment with composure and accuracy.
• Strong customer service skills with the ability to resolve issues quickly.
• Advanced skills in Microsoft Word, Excel, and PowerPoint.

Benefits

• Assigned workspace in Atlanta, GA.
• Company-issued equipment.
• Formal, hands-on training.