Credit Analyst

Central Bancompany - Lee's Summit, MO

Full-time

Lee's Summit, MO

Management of Companies and Enterprises

About the position

As a Credit Analyst at Central Bank of the Midwest, you will play a crucial role within the Loan Review team, where your expertise in risk assessment analysis will be highly valued. Your responsibilities will include conducting thorough loan reviews in a timely and accurate manner, ensuring that all credit information across various loan types is understood and analyzed effectively. You will assess and compare the attributes of credit relationships against established loan risk rating definitions, providing well-supported rating recommendations that will guide decision-making processes. Additionally, you will be responsible for preparing accurate financial statement spreads for both reviews and new loan proposals, contributing to the overall operational effectiveness of the team. Your role will also involve supporting multiple relationships with both internal and external stakeholders, requiring strong interpersonal skills and the ability to communicate effectively. You will be expected to prepare effective written analyses that clearly convey your findings and recommendations. The position demands a conscientious approach to detail and thoroughness in completing work tasks, as well as a commitment to the organization's core values. At Central Bank of the Midwest, we pride ourselves on our inclusive culture that values diversity in thought, experience, and background. We believe that by fostering an environment where everyone feels welcome, we can create better conversations and make more informed decisions. Our commitment to building relationships and elevating our communities is at the heart of our mission, and as a Credit Analyst, you will be an integral part of this vision.

Responsibilities

• Complete loan reviews timely and accurately
• Understand and analyze credit information on a variety of loan types
• Assess and compare attributes of a credit relationship to loan risk rating definitions
• Provide well-supported rating recommendations
• Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
• Efficiently prepare effective written analysis
• Effectively support multiple relationships with internal and external stakeholders

Requirements

• Bachelor's Degree in Accounting or Finance
• 5+ years of financial statement analysis experience
• Solid ability to handle confidential information appropriately and with integrity
• Must be conscientious regarding detail and thoroughness in completing work tasks
• Commitment to the organization's core values
• Strong time management and organizational skills
• Ability to develop and build strong relationships with clients and internal stakeholders
• Strong ability to effectively communicate (oral and written) with multiple levels of the organization (internally and externally)
• Ability to identify a problem's root cause and drive to resolution
• Basic understanding of the Banking industry and business environment both internally and externally
• Computer skills - Word, Excel, PowerPoint, Outlook