Credit Analyst

Musket Corporation - Houston, TX

Full-time

Hybrid - Houston, TX

10,001+ employees

Gasoline Stations and Fuel Dealers

About the position

The Credit Analyst position at Love's involves providing credit and financial support to the company's various businesses. The role focuses on conducting credit reviews, managing counterparty exposure, negotiating credit provisions, and collaborating with multiple departments to ensure compliance with credit policies while maximizing profits through effective risk analysis.

Responsibilities

• Conducts credit reviews of prospective customer's financial statements, credit reports and other data to determine risk in extending credit with counterparty.
• Approves applicants/terms or makes recommendations within delegated authorities.
• Works credit limit increase and term change requests from internal and external sources.
• Monitors daily counterparty exposure to ensure trading activity is within established limits and relevant credit policy.
• Negotiates and administers credit provisions of contracts and various other security related documents (e.g., guarantees, letters of credit).
• Works with various departments (Marketing/Sales, Collections, Billing, Cash Application, Treasury, Accounting, etc.) in Customer System Set-up, resolving customer issues, managing customer risk/exposures and ensuring compliance with credit policy.
• Helps company maximize profits through effective risk analysis and exposure management which facilitates sales yet minimizes bad debt losses and optimizes A/R turnover.
• Assists the Credit Manager with monthly reports and other projects as assigned.

Requirements

• Bachelor's Degree or equivalent experience preferred.
• Previous customer service experience helpful.
• Prior experience in SAP preferred.
• Financial Risk Analysis skills.
• Proficiency in Microsoft Office (Excel & Word).
• Strong verbal/written communications and people skills.
• Ability to remain professional during conflict and difficult situations.
• Good time management and organization skills.