Credit Analyst

Triple-S Steel - Houston, TX

Full-time - Mid Level

Houston, TX

Fabricated Metal Product Manufacturing

About the position

The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. This role is essential in maintaining the financial health of the company by ensuring sound credit policies are followed while supporting sales goals.

Responsibilities

• Maintain credit/collections records in ERP system
• Validate and approve sales tax exemptions
• Analyze credit and financial information
• Assign credit limits within a set authority matrix
• Maintain sound Credit policy while respecting Sales goals
• Multiple reviews of daily orders and approvals
• Communicate credit holds to Sales and Customers
• Occasional customer visits
• Heavy telephone and written communications
• Enforce terms of sale and take collection action as needed
• Deal with sensitive issues involving key accounts
• Resolve disputes and deductions
• Prepare documentation to perfect bond claims and lien rights
• Make recommendations to credit manager
• Prepare AR portfolio risk analysis report
• Participate in credit industry group meetings
• Efficiently manage multiple priorities and deadlines

Requirements

• BS/BA in Finance or Accounting
• Minimum 5 years of commercial credit experience
• Strong analytical skills
• Knowledge of security and creditor rights
• Strong communication & negotiating skills
• Knowledge of construction lien law
• Strong PC skills - word processing/spreadsheets
• International Credit experience beneficial
• Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
• Excellent written and verbal communication
• Ability to work with Senior Management to ensure financial directives are followed
• Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment

Nice-to-haves

• International Credit experience beneficial

Benefits

• Health savings account
• Disability insurance
• Health insurance
• Dental insurance
• Flexible spending account
• Tuition reimbursement
• Vision insurance
• Life insurance