Credit Analyst

Tube Supply - Houston, TX

Full-time - Mid Level

Onsite - Houston, TX

Merchant Wholesalers, Durable Goods

About the position

The Credit Analyst at Tube Supply is responsible for assessing the creditworthiness of individuals and businesses to determine the risk associated with lending money or extending credit. This role involves maintaining credit and collections records, analyzing financial information, and enforcing credit policies while supporting sales goals. The position requires strong communication skills and the ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Maintain credit/collections records in ERP system.
• Validate and approve sales tax exemptions.
• Analyze credit and financial information.
• Assign credit limits within a set authority matrix.
• Maintain sound Credit policy while respecting Sales goals.
• Multiple reviews of daily orders and approvals.
• Communicate credit holds to Sales and Customers.
• Heavy telephone and written communication.
• Enforce terms of sale and take collection action as needed.
• Deal with sensitive issues involving key accounts.
• Resolve disputes and deductions.
• Make recommendations to Chief Financial Officer.
• Prepare AR portfolio risk analysis report.
• Efficiently manage multiple priorities and deadlines.

Requirements

• BS/BA in Finance or Accounting.
• Minimum 5 years of commercial credit or accounting experience.
• Strong analytical skills.
• Knowledge of security and creditor rights.
• Strong communication & negotiating skills, written and verbally.
• Knowledge of construction lien law.
• Strong PC skills - word processing/spreadsheets.
• Strong proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook.
• Ability to work with Senior Management to ensure financial directives are followed.
• Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment.

Nice-to-haves

• A quick learner, deadline driver, with a can-do attitude are essential traits for our successful candidate.

Benefits

• 401(k) 4% Match
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Profit sharing
• Referral program
• Tuition reimbursement
• Vision insurance