Credit Analyst

Barclays - Wilmington, DE

Full-time - Mid Level

Wilmington, DE

Credit Intermediation and Related Activities

About the position

The Credit Analyst position at Barclays is a key role within the Banking Operations team, focusing on enhancing customer experiences and supporting the overall business strategy. This role emphasizes the importance of customer-centric operations in a digital banking environment, ensuring that the financial needs of customers are met effectively.

Responsibilities

• Analyze credit data and financial statements to determine the risk involved in lending money to individuals or businesses.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Review and evaluate loan applications and make recommendations based on findings.
• Collaborate with other departments to ensure a seamless customer experience.
• Monitor existing loans and assess the creditworthiness of borrowers over time.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field.
• Proven experience in credit analysis or a similar role in banking operations.
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.

Nice-to-haves

• Experience with digital banking platforms.
• Knowledge of regulatory requirements in banking operations.
• Familiarity with risk assessment tools and methodologies.

Benefits

• Health insurance coverage
• 401k retirement savings plan
• Paid holidays and vacation time
• Professional development opportunities
• Flexible working hours