Huntington Bancshares - Chicago, IL
posted about 2 months ago
The Credit Card Acquisition Risk Strategy Manager plays a crucial role in the quantitative development and monitoring of Huntington Bank's consumer card credit strategies aimed at acquiring new accounts. This position is responsible for formulating strategies related to initial customer and prospect targeting, account approvals, and the assignment of initial credit lines. The manager will ensure that the ongoing credit mix for new accounts aligns with established loss and risk-adjusted return portfolio targets, thereby maintaining the financial health of the credit card portfolio. In this role, the manager will have comprehensive oversight of all consumer credit card new account origination credit strategies. This includes not only the development of these strategies but also segment-level reporting and change management activities. The manager will lead the development of quantitative analyses that aim to enhance Huntington's credit card loss and risk-adjusted return results. This involves planning, executing, presenting, implementing, monitoring, and redeveloping strategies as necessary. Additionally, the manager will be responsible for the development and maintenance of champion-challenger tests across various approval and line assignment strategies, ensuring regular reporting of results to senior management. Continuous interaction with key business partners, including Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance, is essential to advance business priorities and ensure alignment across departments.