Unclassified - Cleveland, OH
posted about 2 months ago
The Credit Card Acquisition Risk Strategy Manager plays a crucial role in the quantitative development and monitoring of Huntington's consumer card credit strategies aimed at acquiring new accounts. This position is responsible for formulating strategies related to initial customer and prospect targeting, account approvals, and the assignment of initial credit lines. Additionally, the manager ensures that the ongoing credit mix for new accounts aligns with established loss and risk-adjusted return portfolio targets. This role requires a comprehensive oversight of all consumer credit card new account origination credit strategies, which encompasses strategy development, segment-level reporting, and change management activities. As the lead resource, the manager will develop quantitative analyses to enhance Huntington's credit card loss and risk-adjusted return outcomes. This includes the planning, execution, presentation, implementation, monitoring, and redevelopment phases of various strategies. The role also involves the development and maintenance of champion-challenger tests across different approval and line assignment strategies, with regular reporting of results to senior management. Continuous interaction with key business partners is essential to advance business priorities, including collaboration with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance teams. The position requires a strong analytical mindset, excellent communication skills, and the ability to lead and think independently. The manager must be adept at managing multiple projects simultaneously while prioritizing tasks within tight deadlines. A customer service orientation is vital, ensuring that both internal and external customers are effectively supported. This role is pivotal in driving the strategic direction of credit card acquisition risk management at Huntington, ensuring that all strategies are data-driven and aligned with the company's overall risk management framework.