Credit Card Acquisition Risk Strategy Manager

Huntington Bancshares - Columbus, OH

Full-time - Mid Level

Columbus, OH

1,001-5,000 employees

Management of Companies and Enterprises

About the position

The Credit Card Acquisition Risk Strategy Manager is responsible for the quantitative development and monitoring of credit strategies for acquiring new consumer card accounts at Huntington Bank. This role involves overseeing customer targeting, account approvals, and initial credit line assignments, ensuring alignment with loss and risk-adjusted return portfolio targets.

Responsibilities

• Comprehensive oversight for all consumer credit card new account origination credit strategies, including strategy development and segment-level reporting.
• Lead the development of quantitative analysis to improve credit card loss and risk-adjusted return results, covering planning, execution, presentation, implementation, monitoring, and redevelopment phases.
• Develop and maintain champion-challenger tests across various approval and line assignment strategies, with regular reporting of results to senior management.
• Interact continuously with key business partners to advance business priorities, including Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance.

Requirements

• Bachelor's degree
• 5+ years of Risk Management experience in the financial services industry
• Fluency in SQL, SAS, or comparable coding experience.

Nice-to-haves

• Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager
• Previous analytical experience in the Card industry and understanding of credit card P&L and credit risk management best practices
• Strong organization and communication skills, both verbal and written
• Strong leadership skills and ability to think independently
• Strong analytical skills with high attention to detail
• Ability to articulate problem-solving methodology
• Ability to work on multiple projects with tight time constraints
• Customer service orientation, with respect to both internal and external customers
• Master's Degree in Statistics, Business Analytics, or comparable coursework