Credit Risk Analyst

$57,000 - $90,000/Yr

Evergy - Kansas City, MO

posted 5 months ago

Full-time - Entry Level
Kansas City, MO
Utilities

About the position

As a Credit Risk Analyst at Evergy, you will play a crucial role in assessing and managing the credit risk associated with our customers and partners. Your primary responsibility will be to analyze credit data and financial statements to determine the creditworthiness of potential and existing customers. You will utilize various analytical tools and methodologies to evaluate risk factors and make informed recommendations to mitigate potential losses. This position requires a keen understanding of financial principles and the ability to interpret complex data sets to support decision-making processes. In this role, you will collaborate closely with other departments, including finance, sales, and customer service, to ensure that credit policies are effectively implemented and adhered to. You will also be responsible for monitoring the credit performance of accounts, identifying trends, and reporting findings to management. Your insights will help shape the company's credit strategy and contribute to overall financial health. Additionally, you will be expected to stay updated on industry trends and regulatory changes that may impact credit risk management. This proactive approach will enable you to provide valuable input on policy adjustments and risk assessment techniques. The ideal candidate will possess strong analytical skills, attention to detail, and the ability to communicate complex information clearly to stakeholders at all levels.

Responsibilities

  • Analyze credit data and financial statements to assess creditworthiness.
  • Monitor the credit performance of accounts and identify trends.
  • Collaborate with finance, sales, and customer service departments to implement credit policies.
  • Provide recommendations to mitigate potential credit losses.
  • Stay updated on industry trends and regulatory changes affecting credit risk management.
  • Report findings and insights to management to inform credit strategy.

Requirements

  • Bachelor's degree in finance, accounting, or a related field.
  • 2+ years of experience in credit analysis or risk management.
  • Strong analytical skills and attention to detail.
  • Proficiency in financial modeling and data analysis tools.
  • Excellent communication skills, both written and verbal.

Nice-to-haves

  • Experience with credit risk software and tools.
  • Knowledge of regulatory requirements related to credit risk.
  • Certifications such as CFA or FRM.

Benefits

  • Health insurance coverage
  • 401k retirement savings plan
  • Paid holidays and vacation time
  • Professional development opportunities
  • Flexible scheduling options
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