Credit Risk Business and Fraud Specialist

$65,000 - $75,000/Yr

Goodleap - Roseville, CA

Full-time - Mid Level

Roseville, CA

About the position

The Credit Risk Business and Fraud Specialist at GoodLeap is responsible for assessing the risk associated with potential clients, ensuring a thorough onboarding process, and conducting investigations to prevent fraudulent activities. This role is crucial in protecting the organization from financial losses and maintaining the integrity of the client network, leveraging expertise in underwriting, credit analysis, and fraud detection.

Responsibilities

• Conduct comprehensive risk assessments of potential clients to evaluate creditworthiness and financial stability.
• Review client applications, financial statements, and relevant documentation to determine eligibility for partnership.
• Analyze industry trends, market conditions, and credit reports to assess potential risks.
• Collaborate with cross-functional teams to ensure a smooth onboarding process.
• Assist in developing and implementing standardized underwriting guidelines and procedures.
• Conduct proactive investigations to identify and prevent fraudulent activities.
• Utilize advanced tools to detect and analyze suspicious patterns and transactions.
• Collaborate with internal teams to gather information during investigations.
• Assist in coordinating with law enforcement agencies to report fraudulent activities.
• Document investigative findings and prepare detailed reports for senior management.
• Monitor client activities to identify potential red flags and anomalies.
• Stay updated on industry best practices and emerging fraud trends.
• Provide recommendations for process improvements and policy enhancements.

Requirements

• Proven experience in underwriting client relationships and conducting risk assessments.
• Strong knowledge of underwriting principles, credit analysis, and fraud detection techniques.
• Experience with data analysis tools for risk assessment and fraud investigations.
• Familiarity with industry regulations related to partner onboarding and fraud prevention.
• Excellent analytical skills to identify patterns and potential risk factors.
• Strong attention to detail and ability to work with complex data sets.
• Effective communication and interpersonal skills for collaboration and presentation.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• High ethical standards and commitment to confidentiality.

Benefits

• Competitive salary ranging from $65,000 to $75,000 based on experience.