Credit Specialist

Full-time - Entry Level

West Hills, CA

Rental and Leasing Services

About the position

The Credit Specialist role is a key part of the credit granting process, which includes the consistent application of a credit policy, the periodic credit reviews of existing customers, and the creditworthiness assessment of potential customers. This position ensures that company policies, guidelines, and strategies are followed while balancing the desire to be responsive to customer needs and expectations.

Responsibilities

• Determines credit worthiness of new and existing customers.
• Gathers financial information, verifies truthfulness, and exercises judgment on customers' credit worthiness based on said information.
• Assists in the analysis and assessment of credit issues falling outside Company policies and guidelines and advises management in accordance with the credit policy.
• Reviews orders to ensure timely fulfillment of customer orders and service expectations.
• Develops effective relationships and problem solving with internal and external customers to understand their process, key players and how to work efficiently within their system for meeting financial requirements and managing the credit risk exposure.
• Confidential handling of sensitive financial data is crucial.
• Performs other duties as assigned.

Requirements

• Knowledge typically gained through 1-3 years of practical experience in Credit and/or Collections.
• Ability to tactfully communicate (oral and written) with customers and make effective decisions in how the account should be handled.
• Proficient in Microsoft Office and technology applications experience.
• Strong analytical skills and attention to detail are required.
• Ability to work in a team environment in making business decisions and implementing the credit granting process.

Nice-to-haves

• AA degree or equivalent is preferred but not required.
• One to three (1-3) years within the credit field, or equivalent experience.

Benefits

• Compensation range is from $21 an hour to $24 an hour.