Credit Strategy Manager

$110,000 - $130,000/Yr

Varo Bank, N.a. - Remote, OR

Full-time - Mid Level

Remote, OR

About the position

Varo Bank is seeking a Credit Strategy Manager to join its Lending Team, focusing on consumer credit. This role involves leveraging data and analytics to enhance credit performance and growth strategies, collaborating with cross-functional teams, and ensuring alignment with risk management practices. The ideal candidate will be innovative and eager to contribute to the development of Varo's lending business.

Responsibilities

• Leverage data and analytics to deliver insights on Varo Bank's lending business.
• Partner with data science teams to develop advanced machine learning models for loan origination and portfolio management.
• Design, implement, and manage credit risk strategies, including credit underwriting and pricing.
• Craft and present insights to influence executive-level lending decisions.
• Work with the 2nd line team to ensure credit strategies align with the bank's risk appetite.
• Identify trends in performance, growth, and risk by developing and maintaining monitoring reports.
• Collaborate with technology teams to ensure accurate implementation of new strategies.

Requirements

• 2+ years in analytics
• 2+ years working with consumer credit products
• Proficiency in SQL, Python, and BI tools
• Strong analytical skills with expertise in handling and analyzing large datasets
• Experience in using models developed by data scientists to enhance business decisions
• Familiarity with new product development and growth strategy implementation
• Demonstrated success in fast-paced, entrepreneurial environments
• Strong presentation skills to communicate data and logic effectively.

Benefits

• Competitive salary range of $110,000 - $130,000 based on experience and expertise.