Data Analyst

Mercury Financial - Wilmington, DE

Full-time - Mid Level

Wilmington, DE

Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

Mercury Financial is an innovative and growing financial services company with locations in both Austin, TX and Wilmington, DE. Our mission is to help customers build and maintain their financial future by offering them credit cards they can afford and understand. After only a few years, we've had great success building a significant credit card program, but we are aiming higher, which means we have lots of challenging problems for you to help us solve. Come onboard, work with some of the most talented individuals who thrive on collaboration and teamwork, and help us continue to build something special.

Responsibilities

• Collaborate with cross-functional teams, including Marketing, Risk, and Operations to identify and solve business challenges through data analysis.
• Analyze business information to identify process improvements for increasing business efficiency and effectiveness.
• Develop and execute data tests with third-party vendors. Includes test design, infile creation, and outfile analysis.
• Provide actionable insights and recommendations to drive revenue growth, manage risk, and improve customer experience.
• Develop and maintain analytical models and dashboards in SAS and Tableau to support business insights and reporting needs. Generate and distribute management reports in accurate and timely manner.
• Ensure data integrity, accuracy, and consistency in all analyses and reports.
• Analyzing business processes and implementing ad hoc and 'dashboard' performance reporting. Analysis, development, implementation, and validation of data and reporting.
• Stay current with industry trends, tools, and best practices in data analytics and the near-prime credit card industry.
• Perform adhoc analysis as required.

Requirements

• Bachelor's degree in Data Analytics, Statistics, Computer Science, or a related field. A Master's degree is a plus.
• 5 years' experience working in a bank, credit card issuer, lender, or other financial services institution. Near Prime lending is a plus.
• Demonstrated ability to work with large datasets and perform advanced analytics.
• Solid understanding of the customer lifecycle in the near-prime credit card space.
• Excellent problem-solving skills and attention to detail.
• Strong communication skills to convey insights to technical and non-technical audiences.
• Ability to work independently and collaboratively in a fast-paced environment.

Nice-to-haves

• 3-5 years' experience with SQL or Python for data analysis.
• 3-5 years' experience in Tableau for data visualization and dashboard development.
• Familiarity with basic credit risk modeling and analytics.

Benefits

• Employer insurance coverage for employee & dependents
• Life insurance
• 401K with generous employer match
• Wellness program
• Monthly Company Events