First Bank - St. Louis, MO
posted 4 months ago
The Deposit Operations Specialist I position at First Bank is designed for an experienced processor in Deposit Operations, responsible for a variety of functions across several key areas including ACH, Wire Transfer, Bookkeeping, Account Services, Commercial Analysis, Unclaimed Property, Electronic Banking, Reconciliations, Resolution, Research, and IRA processing. This role requires a comprehensive understanding of these areas, with duties that may include responsibilities typical of an experienced employee or advanced knowledge in specific areas. In the ACH domain, the specialist will perform multiple functions such as originating and receiving ACH files, managing ACH disputes, balancing transactions, and handling escalated and complex ACH issues. For Wire Transfers, the role involves creating and reviewing outgoing wire instructions, monitoring incoming wires, balancing, conducting wire investigations, and providing support to both internal and external customers on routine matters. The Account Services responsibilities include account maintenance, CIF maintenance, monitoring missing TINs, and assisting branches with excessive Money Market/Savings inquiries. In Bookkeeping, the specialist will handle chargebacks, non-post items, stop payments, and posting transfer requests while ensuring accurate balancing. IRA Processing entails managing all functions related to IRA accounts, including IRS tax form corrections, Required Minimum Distributions, and addressing inquiries from clients regarding IRA functions. The role also includes maintaining Commercial Account Analysis software, ensuring accurate entry of customer information, balancing, and running queries. Additionally, the specialist will handle unclaimed property functions, validate cash orders for branches and ATMs, process Reg E Debit Card claims, and provide research and adjustments for check verifications and deposits. Daily reconciliations of over 100 general ledger and DDA accounts are also a critical part of this position.