Mortgage Investors Group - Knoxville, TN

posted 5 months ago

Full-time - Entry Level
Knoxville, TN
251-500 employees
Credit Intermediation and Related Activities

About the position

The Digital Lending Loan Officer position at Mortgage Investors Group (MIG) is a vital role within the organization, focusing on driving mortgage lending business growth through a digital sales platform. This inside sales position requires a professional with tenacity, perseverance, and high integrity. The successful candidate will be responsible for following up on leads generated from various marketing sources, as well as self-generating referral leads. The role involves soliciting, originating, and facilitating the processing and closing of loan products for residential real estate transactions. In this position, the Loan Officer will analyze credit, income, assets, and employment to identify mortgage loan opportunities for clients. They will also be responsible for providing necessary documentation to the processing and underwriting departments to ensure timely loan closings. Managing a large pipeline of business, which includes 50 or more loans, is a key aspect of this role. The candidate must meet the qualifications and standards required for Digital Lending Loan Licensure under the Safe Act. Effective communication with consumers via telephone and email is essential, as is the ability to work independently with minimal supervision. The position also requires familiarity with various software tools, including Velocify, Blue Sage, and Microsoft Office. The Digital Lending Loan Officer will perform additional duties as assigned, contributing to the overall success of the mortgage lending team.

Responsibilities

  • Follow up on leads from various marketing sources and self-generate referral leads.
  • Solicit, originate, and facilitate the processing and closing of loan products for residential real estate transactions.
  • Analyze credit, income, assets, and employment to identify mortgage loan opportunities.
  • Provide necessary documentation to processing and underwriting departments to ensure timely loan closings.
  • Manage a large pipeline of business (50+ loans).
  • Meet qualifications and standards required for DIGITAL LENDING LO Licensure under the Safe Act.
  • Communicate effectively with consumers via telephone and email.
  • Perform additional duties as assigned.

Requirements

  • High School Diploma or Equivalent required; 2-Year Degree preferred.
  • Minimum of 1 year in mortgage origination/loan officer experience.
  • Ability to analyze complex financial situations to determine optimal solutions for clients.
  • Experience with Conventional, Government, and Alt-A Lending.
  • Hands-on experience with DU/LP/GUS is helpful.
  • Previous mortgage or call center experience preferred.
  • Strong communication and organizational skills.
  • Ability to work independently with minimal supervision.
  • Must hold or obtain necessary Federal NMLS License.

Nice-to-haves

  • Experience with Velocify, Blue Sage, and Microsoft Office preferred.

Benefits

  • 401(k) matching
  • Dental insurance
  • Disability insurance
  • Health insurance
  • Vision insurance
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